Financial Flexibility

• Dual Currency Billing - The American Express Gold Card is the only Card in Indonesia, that has a dual currency billing feature which saves you from paying unnecessay currency conversion charges. All purchases made overseas will be billed in US Dollars and your purchases in Indonesia will be billed in Rupiah.

• No Pre-Set Spending Limit - The American Express Gold Card is backed by the reassurance of no pre-set spending limit, which means that charges are approved based on your resources, spending and payment patterns.

Rewards

A more rewarding partnership

• Membership Rewards^® - Once you enroll in Membership Rewards, every Rp. 2,500 you charge to your Card earns you Membership Reward points that can be redeemed for an exciting range of rewards. As an American Express Gold Cardmember, you will get 50% bonus points on every Rp 2,500 spent or USD 1 spent.

You can redeem your accumulated points for a wide range of travel, shopping, dining and entertainment rewards. Even more, you can explore endless rewards and travel rewards possibilities through our Travel & Stay with points feature where you can pay with points.

Bonus Points - 5X - Enjoy up to 5 times Membership Rewards points at many fine establishments nationwide.
Learn More about Membership Rewards

Travel

Enjoy complete peace of mind while travelling

• Gold Travel Service - Our Gold Travel Service team is ready to serve your traveling needs, such as tour packages, flight tickets, hotel stays, and car rentals. For assistance and more information, please call Customer Service at 021-3435 8881

• Special Offer on Saphire Membership - Enjoy a special price when you enroll for Saphire Membership with your American Express Gold Card. You can enjoy a range of benefits at Soekarno-Hatta International airport, such as: fast track through immigration, preferred parking, preferred drop off and pick up zones, and a preferred security lane which allows you to go through to the security check without any queues. (This program is valid till 31 December 2009).

Key Benefits

• Complimentary Dining - Enjoy one complimentary buffet when at least two persons dine together at Kempinski Restaurant, Hotel Indonesia Kempinski Jakarta. (This program is valid till September 1, 2009.)

• American Express Selects^SM - Take advantage of American Express Selects - a showcase of local and worldwide travel, leisure, dining and shopping offers. Click here to view offers.

Exceptional Service and Support

Worldwide customer support

• 24/7 Customer Service - Wherever you are in the world, whatever the time of day, simply call
  021-3435 8881 and we will be happy to help you.

• Emergency Card Replacement - Regardless of your location, we will immediately replace your American Express Card in case of loss, theft or damage. Please contact our Customer Service at
  021-3435 8881. Your card will reach you within one business day if you are in Indonesia. If you are travelling, your card will reach you within two business days.³

• Cash Access - Get cash at Bank Danamon branches using your Card. Click here to view locations of branches.

• Gold Concierge Service - Just like your own personal assistant, our Gold Concierge Service will assist you in your requests for information and services you need locally and around Asia Pacific for ticketing for entertainments & events, assistance in reservations for restaurant and flowers bouquet delivery, and many more items. For assistance please call Customer Service at 021-3435 8881 and ask for Gold Concierge Service.

Additional Benefits

More than just a Card

• Annual Fee - Rp 1,200,000 per year

• Supplementary Card - Rp 750,000 per year

• Express Pay^® - Once you register your telephone, mobile phone, cable TV or membership club bills into Express Pay, your bills will be debited directly every month from your American Express Gold Card. You just have to remember 1 due date - your American Express Gold Card billing due date. For registration, please call our Customer Service at at 021-3435 8881 or fill in the enrolment form.

• Pay Plan - Pay Plan allows you to extend your payments for both local and overseas transactions. You can choose to pay in 3, 6, 9 or 12 extended payment periods and enjoy low rates at the same time. In addition, you can extend your payment at 0% interest at many participating stores and leading brands. Click here to view the interest rates per month as well as the Terms and Conditions.

• Auto Debit - For your convenience, you can also pay your Card bills directly though your bank account with the Auto Debit facility. This is available at all Bank Danamon branches.

• Payment Due - The American Express Gold Card is a charge card and not a credit card. You have to pay all the outstanding balances on your monthly statement and for all late payments. For any incomplete payment or late payment, late charges will apply.

• Other Insurances - Below is the list of the available insurance programs that you can choose to be charged to your American Express Gold Card. You can also earn Membership Rewards points on these transactions.

  1. Hospital Confinement Indemnity Insurance
  2. Personal Accident Insurance
  3. Home and Contents Insurance
  4. One Call Travel Insurance
  5. Critical Illness Insurance
  6. Children's Health Insurance
  7. Life Insurance